There are many public health insurance plans and options that make healthcare accessible to all Arkansas residents. These services are provided through the U.S. federal government or Arkansas Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you do not want to enroll in private health insurance or are unable to afford other health insurance options.
Click on an area below to be taken to more detailed pages about Obamacare (The Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
ObamaCare, The Affordable Care Act
Obamacare, or The Affordable Care Act, refers to any health care insurance plan that can be purchased through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may find that you also qualify for cost assistance or government subsidies. Of the Arkansas residents that enrolled for insurance through Healthcare.gov, 57% qualified for government subsidies.
Currently, the following carriers are options through the Arkansas exchange:
- Arkansas Blue Cross Blue Shield (USAble Mutual)
- Celtic Insurance Company (Ambetter)
- QCA Health Plan
If you decide that you’d like to enroll outside of the exchange, there are other options, but you will forfeit your financial assistance. It is important to review all of your options because it may still be a less expensive option to select something off the exchange without government assistance.
Learn more about the Obamacare program, Marketplace, plans, and FAQs
Arkansas Medicaid: Health Insurance For Low Income
Arkansas Medicaid is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. Arkansas expanded its Medicaid program through private insurances as a managed Medicaid approach, allowing those that qualified to select their insurance direct from the exchange. With the expanded coverage, those eligible for Medicaid in Arkansas has grown 46%. As such, you may want to reapply if previously denied. You can apply for Arkansas Medicaid, and if approved, begin benefits at any time of the year.
Learn more about the Arkansas Medicaid program, plans, options, and FAQs
Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid the Affordable Care Act penalty. At this time, 20% of Arkansas’ population received Medicare benefits.
Arkansas Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D
Learn more about the Arkansas Medicare program, plans, options, and FAQs